Archives: Tooltips


ERISA Audit

Accountability – An annual financial audit of the plan by an outside party


Why Outsource

Outsourcing is a quick, cost-effective way to add expertise, systems and time. So you can focus on your core business.


What do you outsource

Except for taking care of your customers, outsourcing works on almost anything. Tax preparation, insurance, legal, HR, janitorial, pest control, etc.


401K RETIREMENT PLANS

Cardinal offers a multi-employer 401(k) retirement savings plan through Lincoln Financial Group. This plan is operated by Cardinal and is designed to allow clients and their employees to invest a portion of their gross income into a tax sheltered mutual fund. Cardinal takes on the administrative responsibilities for the plan and   manages employee/employer contributions to Lincoln. Our plan offers clients three (3) plans to choose from and it   allows employees a full range of investment […]


CRIMINAL BACKGROUND INVESTIGATIONS

Cardinal can get you up to date background information on any potential employee.  Each state has different rules and regulations, and turnaround can take from 1-7 days.


DRUG TESTING

Cardinal can perform pre-employment drug tests in our office or in some cases at the client location. We can also develop entire workforce plans, random tests, and post-accident DRUG TESTING when needed.


REFERENCE CHECKS

While not as effective as they once were, REFERENCE CHECKS are still key to hiring success. Cardinal can perform these via phone, fax, and email based on previous employer requirements.


CUSTOMIZED TESTING

Some jobs can require additional testing; including math, measuring, welding abilities, and a number of other job specific skill tests. Cardinal can provide guidance on these, and even administer these tests to potential new hires.


125 TRACKING

Cardinal’s Section 125 Plan allows employees to use tax-free dollars for health insurance premiums, non-reimbursed medical and dependent care expenses. The plan is administered by Total Administrative Services Corporation. By participating in the plan, employees can reduce Federal, State and FICA taxes nearly 30% on those dollars contributed to the plan. This savings increases the employee’s purchasing power as well as offsets the increasing cost of medical insurance, out of pocket medical expenses and childcare […]


CHECK MEMO SERVICE

Send a company message (i.e. Sign up for DIRECT DEPOSIT today.) to all employees or a personal message (i.e. Happy Birthday) to an individual.